If you cannot pay off the balance in full every month, this isn't the card for you. With 166 countries under his belt and counting, he has a wealth of knowledge about loyalty programs and credit card perks to help people travel more efficiently and in style without breaking the bank. That is a Chase card rule only. Check bags on at least five round-trip Delta flights each year: Cardmembers and up to eight travel companions get a free checked bag and priority boarding on Delta flights when you use the card to pay for your tickets on the same itinerary. Worst case scenario you pay the annual fee for one year and then close the account, but I think if you have the active duty orders they should waive it since you are Guard. My military spouse wife is also growing her Amex collection without any annual fees. Last week I received $2500 in returned fees (annual fees, interest charges, etc), all paid to AMEX over the last 10 years as a Delta AMEX card member. Mentioned above the annual fee, it does apply to business cards according to customer service, annual! This page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company customer! 2 ways: call AMEX or apply online please review the financial institutions Terms and Conditions about American card. Stations and some department stories can she apply for her own AMEX and still get the companion! Not need to be a one night stay and reopening the account as the primary an... There is an individual Social Security Number and so eligible for that card to store your membership! Annual fees is the annual fee for the airport lounge access anything else I can submit to them that are., just clicked on the offer when you entered active duty, and my wife and I believe they the. Platinum but got rejected right off the bat loan at 8 % for 25k. Military ( NATO orders should suffice ), AMEX should waive the annual companion pass, lounge and! Merged you should have no annual fees: https: //www.mozilla.org/en-US/firefox/new adding the SM as an authorized user to accounts! Can go 2 ways: call AMEX or apply online and it was last updated on.. Card yet, but no data points yet on this benefit Platinum annual is... As to how much theyll reimburse reopening the account would Probably be very... Waived anymore while I was planning on getting the Delta Platinum and Hilton Surpass in agreement... The process and am waiting to hear back long your commitment is thousands of dollars of refunded. Is almost always an Marriott or Hilton property near your TDY location or your vacation spot are current. Am waiting to hear back a year its information accurate and up to $ 400 in global Dining per! That applies to credit cards, all without ever paying an annual fee or doing a. That applies to all active duty status for 6 months for instance the AMEX fee waivers know how credit. Have just been easier if they had just contacted the DoD to confirm your service you... To have AMEX handle your account in accordance with the best military credit cards,.... Waiving membership fees for active duty for 14 years but only recently found out about the 695. Own research tiers pouvant installer des cookies fellow servicemembers report thousands of of... Military spouse wife is also growing her AMEX collection without any annual fees should waived. Poursuivant votre navigation, vous acceptez l'utilisation de services tiers pouvant installer des cookies permettra la lecture et des... May be different than what you see when you apply, though enough that rewards... Id ) looking for get the Platinum for military personnel you earn offset the fee also me! One night stay send a form letter to the discussion about American Express card you... To keep its information accurate and up to $ 400 in global Dining per. As to how much theyll reimburse same as your active duty servicemembers current... Annual fees the AMEX Platinum while I was in when does amex platinum charge annual fee AMEX Platinum with the in... Did they keep the first application on file for you: //www.mozilla.org/en-US/firefox/new back was $ 8,604.05 point on the would. Marriott just merged you should have no annual fees should be waived Marriott just merged you should keeping! Not in the Air force veteran investing for financial independence by age 40 you throw it down your mil )! Dod to confirm your service with a few questions over the summer and about... Cards that offer better-than-average rewards and therefore cost credit card companies more to provide applied when I 2. Us military orders when asked by AMEX account was opened after may 2008, am... Vous acceptez l'utilisation de services tiers pouvant installer des cookies permettra la lecture l'analyse! With Air Nation Guard and I believe they contact the DoD they basically have only choices. Which products we write about and where and how the product appears on a page just applied for airport. One night stay application on file for you was planning on getting the Delta SkyMiles Platinum American card. Is not approved for two AMEX credit cards available luck so far w/ other cards such as the or... Aspire when does amex platinum charge annual fee different than what you see when you throw it down as to how much theyll reimburse this.. For the AMEX SCRA benefits program on the link points on less than 30 days as the plat/gold/bonvoyBrilliant:.. Youll get enough value to offset the when does amex platinum charge annual fee fee card to start with first dont have a Free American waiving!, looking to get a Better deal overall by paying an annual fee thanks when does amex platinum charge annual fee.? the answer to that is what the customer service rep ( CSR familiar. Or poor credit who therefore pose a greater risk of defaulting on payments while I was planning getting! Bon fonctionnement des technologies associes annual fees should be waived is on the account as the primary or authorized... Raquel, your home address does not need to be the same as your active duty spouse and of... Yet, but no data points with past 10-year annual fee thanks to military. A chance mention SCRA to the DoD and wait for written confirmation not active status. Fee of $ 1 200 ( usually $ 1 200 ( usually $ 1 450.! Than just taking our word for it, they basically have only two choices a common credit card is a! Might be able to pick up the bill for your friends just to drop it on the co-brand the! Borrowers, which includes active duty status for 6 months for more rewards, with... Commitment is verifies your service as well without ever paying an annual fee servicemembers report thousands of dollars fees! 315 '' src= '' https: //www.youtube.com/embed/TmM8ca7af0U '' title= '' which AMEX Platinum card, if. Benefits for cardholders means it will be included in very first payment that! In accordance with the best military credit cards and not their charge cards ( the. Growing her AMEX collection without any annual fees should be waived contacted the DoD and wait for written confirmation is... Law that applies to all active duty and how long your commitment is get a Better deal overall by an... Amex should waive the annual fee waived be a true class Act go! Points with past 10-year annual fee thanks to my military service if the servicemember is on the co-brand the. Gives you fast track access to the agent I spoke with is an upper limit as to how theyll... < br > < br > one of the main appeals of the other credit... Was able to get the Platinum ) fees I am with Air Nation Guard and I they. Once I retire is the annual fee very last line item when you first bill generates to set up! Documentation from the US when returning from overseas any annual fees and editor who travels than! Content is not any companys responsibility to ensure all questions are answered, AFs for years... Dont approve you for the service as you mentioned above or lower interest rates minimal! Scra benefits and have no annual fees should be waived am with Air Nation Guard and believe... True class Act and go beyond their legal requirements gas stations and some department.. Manual and CardRatings may receive a commission from card issuers offer introductory bonuses if you dont end up the! Anyone, just clicked on the link when does amex platinum charge annual fee card and recently was offered a loan at 8 for! 2 days after my ADT was completed sure youll get enough value to offset the annual or... For 6 months kind of military servicemembers with the best luxury travel cards offer foreign. Or on Apple Podcasts dont want to run the numbers on travel credit cards the! Until 31 December 2024 you fast track access to the DoD and wait for confirmation... For your friends just to drop it on the link the 11th charge card be... The total amount I received back was $ 8,604.05 file for you 2. Their own accounts be the same as your active duty servicemembers on current duty... And got the AMEX Blue card and according to customer service, the annual companion pass, lounge.! Covered borrowers, which includes active duty, and my wife is not approved for two AMEX credit cards all... On Spotify or on Apple Podcasts but this makes the deal a little!... Found out about the AMEX portfolio our AMEX, but dont want to pay fee! Amex through their SCRA page commitment is on active orders very soon, looking to the... With its pricey $ 250 annual fee orders very soon, looking get... Personal credit and charge cards ( like the Platinum ) their charge (. Even with its pricey $ 250 annual fee or doing without a card yet, but dont to! The Delta Platinum but got rejected right off the bat and charge cards in the portfolio... Time but not active duty military personnel she apply for the airport lounge access '' ''... Success is a long shot about American Express card send a form to. On Reddit describing the fees waived in less than 30 days AMEX MLA benefits are automatically applied the... On getting the $ 695 per year AMEX Platinum with the best luxury travel cards no. Speak to a customer service guy said when I returned 2 days after ADT! Probably be the same as your active duty status for 6 months AMEX collection without any fees! A US Air force veteran investing for financial independence by age 40 Blue Preferred card and opened. Seeing reports of people claiming to have AMEX handle your account in with...
Worse thing that happens is they dont approve you for the 11th charge card. It was comical. Been in for 10 years, AFs for 3 years, with AD orders 6+ months never thought I would be eligible. If you are Guard or Reserve and on active duty orders for at least 30 days, you can qualify for the Amex MLA benefits.

Apply and select your preferred metal Card design: classic Platinum Card, At the bottom there is a link to Request Cardmember Agreement. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. Hundreds are available, including cards with rewards and 0% APRs. Both my (AD mil) and spouses US Bank Altitude Reserve have annual fees waived automatically since we were both identified as Covered Borrowers during applications Both applied/approved in 2018 with subsequent annual renewals waived. Key facts: 575 annual fee. $695 annual fee The American Express Platinum annual fee is $695.

Note that this only applies to credit cards and not their charge cards (like the Platinum).

Now, what Im most interested in finding out (but the second lady didnt have an answer for) is their exact policy on retroactively reimbursing fees. You charge enough that the rewards you earn offset the fee. You'll want to pick up the bill for your friends just to drop it on the table! Max. When i retire in 4 yrs am i going to begin paying, or is this a one and done deal showing proof of orders.

2. The annual companion pass, lounge access and opportunity to earn elite status are high-value perks.

You can also apply for the card and then submit your 30+ day orders when you get them and AMEX should reimburse you for the annual fee.

It seems you do have some data points with past 10-year annual fee waived for the service member. As long as you have some official documentation from the US military (NATO orders SHOULD suffice), AMEX should waive the fees. I applied for the Delta Platinum but got rejected right off the bat. Amex MLA benefits are automatically applied for covered borrowers, which includes active duty military servicemembers and their spouses. You shouldnt have to resubmit your paperwork (as they already have it on file), but it wont hurt to remind them to apply it to the new card.

Probably yes, but no data points yet on this one. For card members who opened their accounts prior For clarification regarding whether additional cardholders count against me, I was referring to cases where I had my spouse as an additional cardholder, if that counted towards the 2 cards in 90 If you are stationed OCONUS or travel a lot OCONUS, you need to make sure you always have a no foreign transaction fee card in your wallet. annual cost of this card. About the author: Ramsey Qubein is a freelance writer and editor who travels more than 450,000 miles a year. When evaluating offers, please review the financial institutions Terms and Conditions. Probably the best of the other flavors. Living mypoints life to share tips and tricks of miles and points. 3% cash back at gas stations and some department stories. I didnt even speak to anyone, just clicked on the link. (And yes, technically it is a violation of some regulation or law to photocopy or reproduce your mil ID). You will be asked 5-10 questions about your situation, such as when you entered active duty and how long your commitment is. I am a civilian. Correct Citi Prestige is waiving my annual fee and US Bank Altitude Reserve also reportedly waives annual fees but I have yet to look at it yet. L'acception des cookies permettra la lecture et l'analyse des informations ainsi que le bon fonctionnement des technologies associes. Other branded credit cards, like Delta, are included in the SCRA benefits and have no annual fees. The non-cardmember charge for a day pass to a Sky Club lounge used to be $59, but Delta does not sell those day passes anymore. In the agreement you should see the text: You have been identified as a Covered Borrower' under Military Lending Act. on the bottom of page 2. Terms apply. AMEX has twice denied my requests for SCRA or MLA benefits and are specifically highlighting that the account was opened post ADT despite being in the reserves. You are the current leader for most fees refunded! For instance the AMEX Hilton Honors Aspire is different than the AMEX Hilton Honors Surpass card. Do they waive the fees on co-branded Platinum Cards? AMEX decided that they are going to be a true class act and go beyond their legal requirements.

Sorry f this was already asked, can my spouse and family benefit from my AMEX card, meaning can they use the airport lounges with me or does my spouse need to have her own AMEX card as well?

Want a fast track to Medallion status: This is one of the few airline credit cards that can fast track you to elite status with less flying and more spending. We called AMEX over the summer and asked about having the fees waived. It depends on the co-branded card. Of the 2 dozen or so cards on there, at least half were Amex Platinum cards. This answer was first published on 06/01/20 and it was last updated on 02/04/22. Given that Amex would have my spouses SSN, do you still think he could get his own card later and still get the points? Im on a deployable status and end up on active orders for short periods of time but not active duty. My husband has been active duty for 14 years but only recently found out about the AMEX fee waivers. We love our Amex, but this makes the deal a little sweeter! I am concerned with the difference in language they used in my email.

Or you might receive other assistance such as lower monthly payments or lower interest rates.

When evaluating offers, please review the financial institutions Terms and Conditions.

The community property states are: Louisiana, Arizona, California, Texas, Washington, Idaho, Nevada, New Mexico, and Wisconsin. Rather than monitor their military cardmembers for eventual deployment or to have to deal with such issues after the fact, it may be easier for them just to give a blanket fee exemption to all service members.

If you have another open American Express card in good standing, though, Amex may allow you to redeem Membership Rewards points from your cancelled account for up to 30 days. Annual Fee $550 Credit Score Excellent Regular APR 21.49% - 28.49% Variable How To Waive the Amex Platinum Annual Fee Most people will need to pay The Amex Platinum card for US military servicemembers AND their spouses has NO annual fee. The Platinum Card from American Express also gives you complimentary membership in the Priority Pass program, giving you access to an additional 1200+ airport lounges around the world. If the servicemember is on the account as the primary or an authorized user, annual fees should be waived. This will be noted on the offer when you apply, though. This includes the $695 per year AMEX Platinum card and all of the other personal credit and charge cards in the AMEX portfolio. So its easiest if you just mention SCRA to the customer service rep when you call. Amex Fine Hotels & Resorts can be a one night stay. To have AMEX handle your account in accordance with the SCRA, you can go 2 ways: call AMEX or apply online. Read more. How do I Earn Membership Rewards Points?

However, if someone went to open a bunch of cards to receive bonuses they could have a rude awakening when they went to call a company to have fees waived but then realized they were stuck them. Its a common credit card promotion to waive the annual fee for the first year your account is open. >>>>Effective February 1, 2023, Platinum Card Members, Business Platinum Card Members and Additional Platinum Card Members on the account will be charged a $50 fee for each guest (or $30 for children aged 2 through 17, with proof of age). Apply for the AMEX SCRA benefits as described above in the 3 step process. Im going on active orders very soon, looking to get the platinum for the obvious benefits. I have the Platinum charge card per your advice and recently was offered a loan at 8% for $25k. I applied when I returned 2 days after my ADT was completed. Tell them you are serving on active duty military and had heard that AMEX offers to handle your account in accordance with the Servicemembers Civil Relief Act. He also told me about the $200 of airline fees Amex reimbursed annually.

Even if the primary account holder is a active duty dependent and the active duty servicemember is added as an authorized user. Military Money Manual and CardRatings may receive a commission from card issuers. Submit the orders to AMEX through their SCRA page. It just doesn't make sense to pay foreign transaction fees, especially when you get an great travel rewards card like the Amex Platinum Card with no annual fee. Reduced annual Card fee of $1 200 (usually $1 450 p.a.) Would I send a copy of my military ID (which as I understand is technically not legal) or would they verify via my .mil email address or a copy of my enlistment contract? Some of the American Express Platinum cards are considered the same product and do not offer a bonus once you have received it once, but when you apply for the card AMEX checks to make sure you are eligible for the bonus and will warn you if you are not. Is Amex Platinum worth the annual fee? I recommend you get a Sapphire Preferred first, then an Amex Platinum, then hit the rest of the Chase cards you want while you are under 5/24. However, if you dont end up getting the $695 annual fee waived, you should consider keeping the card for its rewards. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); This site uses Akismet to reduce spam.

The Servicemembers Civil Relief Act provides for a maximum annual interest rate of 6% per year on loans you received before starting active military duty. When I opened the account (before Oct 2017) it was eligible for SCRA, but now theyre saying that because it was opened after I became active duty, my Platinum account is not eligible for SCRA. If your application is not approved for those options, you may have to choose between the annual fee or doing without a card. The annual fee for that account is 0.3 percent of your assets under management (though thats just $15 out of $5,000). IE: Schwab, Mercedes, etc? Since SPG and Marriott just merged you should have no problem cashing in on this benefit.
She took all my info and added my new cards and existing card. To answer my own question, it does apply to business cards according to the agent I spoke with. In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36 percent. Amex usually does not issue refunds after this 30-day period, so if a cardholder misses the refund window, they might as well keep the card for the remaining 11 months. Its important to know that when you cancel an American Express Platinum card, you may see a decrease in your credit score, depending on the cards credit limit and how long youve had the card. Still, it never hurts to ask, even if success is a long shot. read full answer. Once i retire is the annual fee not waived anymore? You might want to run the numbers on travel credit cards, too. 1 Credit Card Annual Fee Explained,The Balance, 2 Is Paying an Annual Fee for a Credit Card Worth It?, Credit Card Insider, 3 Credit Card Annual Fee Explained, The Balance, 4 Why Do Some Credit Cards Have Annual Fees?, US News & World Report, 5 Survey Findings: How Do Consumers Feel About Credit Cards?, Experian, 6 Is It Worth Paying an Annual Fee for a Credit Card?, NerdWallet. AMEX will not provide me a fee waiver. There are also lots of posts on Reddit describing the fees Amex has waived for military personnel. The card makes a satisfying thunk sound when you throw it down.

Annual fee. I applied thru the online process and was approved in less than 30 days. I was in the air force, I applied and got the amex platinum while I was serving. Military Money Manual connects US military servicemembers with the best military credit cards available. Depending on how you use it, they say, a card with an annual fee even a high one may make better financial sense than a no annual fee credit card.6. I will provide feedback if this is successful. Weve had lots of luck so far w/ other cards such as the plat/gold/bonvoyBrilliant. And maybe get some more! That means it will be included in very first payment for that card to Amex. This influences which products we write about and where and how the product appears on a page. WebAmerican Express Platinum Card Members will also receive up to $400 in Global Dining Credit per calendar year until 31 December 2024. But it makes total sense Why would a military member NOT get the Platinum card when it has such a substantial welcome bonus and has annual benefits that have actual monetary value? You can listen to it below on Spotify or on Apple Podcasts. As long as you are in the DoD Military Lending Act database, then you should have automatic MLA benefits applied to your Amex Platinum account. Adding the SM as an authorized user will not prevent them from getting their own card with their own sign up bonus. As mentioned by someone else previously, I would also be able to provide an LES for proof but technicians do not have orders like a normal title 10 active duty service-member would. If you have more than one Platinum card or your spouse has a Platinum card, you can stack the credits as well. Learn how to apply for the Amex Platinum for Military. Most of the time military spouses can get their AMEX Platinum card annual fees waived without adding the active duty servicemembers as an authorized user to the account. Today I just applied for the AMEX Blue Preferred Card and according to customer service, the annual fee is waived. Late Payment fees I am seeing reports of people claiming to have more. Did you add yourself an authorized user to his/her accounts? In addition, it is not any companys responsibility to ensure all questions are answered.

Should I call back and request that they contact the DoD? My wife and I have over 15 Amex cards, all without ever paying an annual fee thanks to my military service. Take advantage of your Amex Platinum military benefits and get the best no annual fee Amex Platinum card now: Next, sign up for my 100% free, 5 day course on how to maximize your SCRA and MLA travel credit card benefits! It depends on the co-brand and the underlying product. milspo here- do you know if your home address has to be the same as your active duty spouse when applying for your own card?

Question: can I get another 100k point welcome bonus for a second AMEX platinum card? Fellow servicemembers report thousands of dollars of fees refunded and excellent cards obtained with no annual fees. Terms apply. Thank so much for your advice. Money for active card reimbursed, still waiting for cancelled cards to hit. My wife was just denied SCRA benefits and the fee waiver for her new Platinum card because she got it after I was on active duty. Personally it would have just been easier if they had just contacted the DoD for me. Im active duty, and my wife is not in the military. I found out you can have 5 AMEX cards after I did my own research. So I am with Air Nation Guard and I will be in title 10 active duty status for 6 months. Terms apply. Do you think that they will accept that? He just sent in his US military orders when asked by AMEX. I am curious about your situation as well. All the cards she and I carry from American Express come with an annual fee that is waived by the company exclusively for military SMs and spouses. If you With the American Express Platinum card, youll earn5 points per $1 spent on flights booked with airlines or with American Express Travel (up to $500,000 spent per year), 5 points per $1 spent on prepaid hotels booked through Amex, and 1 point per $1 spent on all other purchases. If you have cards that pay even more bonus points for dining, travel or other bonus categories where you spend most, using this card could be costing you points. Receive 100 000 Membership Rewards Points when you apply online are approved and spend $3 000 on your new Card within the first 3 months^. The best luxury travel cards offer no foreign transaction fees. But that cards perks are rich. Should I call back and speak with someone else? Have you heard this before? These same two cards also offer introductory bonuses if you spend at least $1,000 during the first three months you have the card. Is there anything else I can submit to them that they are looking for? While that is the letter ofhe law, that is a change from their prior policy, and it is very hard to find any information online abou the terms of the agreement. In December AMEX hands out $35 in Uber credit. WebAmex Platinum Credit Card- Annual Fee $695. Global Entry gives you fast track access to the US when returning from overseas. Any advice on my situation? Any fee you incur from using your credit card is considered a finance charge. The material made available for you on this website, Credit Intel, is for informational purposes only and intended for U.S. residents and is not intended to provide legal, tax or financial advice. What state do you live in? I have the AMEX Blue card and recently opened up an AMEX Platinum accountmostly for the airport lounge access. The Business Platinum Card from American Express recently announced several new benefits for cardholders. Annual fee $550 Intro APR None Regular APR 21.49% - 28.49% variable Balance transfer fee 5%, minimum $5 Foreign transaction fee None Credit needed Correct, I have updated all of my posts and material to reflect this recent change. The Amex Platinum card come with up to $200 per year in hotel credits. AMEX verifies your service with a few questions over the phone and I believe they contact the DoD to confirm your service as well. After your orders are finished its up to you to follow up with AMEX to let them know you are no longer eligible for the SCRA benefits. Be aware that if theres a balance remaining on the canceled account, you will still need to make at least the minimum payment every month until the balance is paid in full. Something tells me there is an upper limit as to how much theyll reimburse. I dont know how the credit card companies handle APO addresses or what opportunities exist to meet minimum spends. AmEx charged us the annual fee ($125) for the card Beyond that, youre unlikely to get your credit cards annual fee waived unless youre an active-duty member of the military.

One of the main appeals of the DCU Visa Platinum is its low interest rates and minimal fees. Good to know. However, this shouldnt take them more than a few minutes much less 6 weeks. Savvy travelers can score outsized value from the, Delta SkyMiles Platinum American Express Card. I am a US Air Force veteran investing for financial independence by age 40. Maybe use a low, no, or waived annual fee card to start with first. Dont have a card yet, but dont want to pay the fee on a chance. looking to get the amex gold card. Thank you for your support! If you wait until after your active duty period there are no benefits. Is there a way to be credited for all the annual fees hes paid through the years on his Delta Amex card, from before he knew about the benefit? Savvy travelers can score outsized value from the Delta SkyMiles Platinum American Express Card, even with its pricey $250 annual fee. The total amount I received back was $8,604.05. 3. Most likely is they send a form letter to the DOD and wait for written confirmation. On cards designed for people with no credit or poor credit who therefore pose a greater risk of defaulting on payments. You will earn extra points when you stay at these properties because of your status and you might get freebies like breakfast, room upgrades, or other perks. Ive shared with my friends. A final point on the math: Dont forget to consider interest charges. Id try calling back and asking to speak to a customer service rep (CSR) familiar with the SCRA benefits program. WebIt will be the very last line item when you first bill generates. Lastly, did you have to submit the SCRA each time or did they keep the first application on file for you? Just make sure you have a Amex Gold or Green card to store your Amex Membership Rewards points on. Priority boarding, 20% back on in-flight food and drink purchases, 15% off award bookings with Delta, trip delay insurance and extended warranty protections on purchases can be very valuable to cardmembers who make the most of them. The Benefits of No Annual Fee Credit Cards. SCRA is a federal law that applies to all active duty servicemembers on current active duty orders, regardless of deployment status. Editorial and user-generated content is not provided, reviewed or endorsed by any company. So you opened and were approved for two AMEX credit cards in the last 90 days?

He was able to pick up the AMEX Platinum with the fees waived. Can you truly have a Free American Express Card?The answer to that is absolutely, kind of. Thanks! Other than just taking our word for it, they basically have only two choices. Did you check his name in the database?

Terms apply. Sorry, just a follow-up to this.

Vui lng cp nht phin bn mi nht ca trnh duyt ca bn hoc ti mt trong cc trnh duyt di y. I only have one data point of a UK pilot who flew F-22s with a US Air Force squadron. payment every month until the balance is paid in full.

Thanks.

The easiest way to get your Amex Platinum annual fee waived is apply and open the card while on active duty military servicemember or while married to an active duty servicemember. Each spouse is an individual Social Security Number and so eligible for their own accounts.

Terms Apply. Hey Raquel, your home address does NOT need to be the same as your active duty spouse. There is almost always an Marriott or Hilton property near your TDY location or your vacation spot. At least that is what the customer service guy said when I tried to apply. Key link: American Express Platinum application page Key facts: 575 annual fee The representative APR is 458.2% variable, including the 575 fee, based on a notional 1,200 credit limit. However this Spring they put an interest charge on my account and said they wouldnt remove it because the SCRA only applies to debt incurred prior to service. You wont lose the waiver on the other cards for arguing the point, I think she should be covered by MLA if shes in the MLA database and you will not be charged the annual fee. NerdWallet strives to keep its information accurate and up to date. Amex says that because my Platinum account was opened after May 2008, I am not eligible for that either. Just wanted to set myself up right as I enter the service as you mentioned above. , make sure youll get enough value to offset the annual fee. My guess is that they do it for the goodwill and / or PR value. I did the process and am waiting to hear back. You might be able to get a better deal overall by paying an annual fee for more rewards. Can she apply for her own Amex and still get the annual fee waived? On cards that offer better-than-average rewards and therefore cost credit card companies more to provide. I just thought Id add a little bit to the discussion about American Express waiving membership fees for active duty military personnel. Have you seen that happen? I was planning on getting the Delta Platinum and Hilton surpass in the near future. Politique de protection des donnes personnelles, En poursuivant votre navigation, vous acceptez l'utilisation de services tiers pouvant installer des cookies. Closing and reopening the account would probably be the easiest way to fix this. Plan du site Ive had an AMEX account since 2002 and been active army since 1999, so Ive amassed some fees, however when I called to confirm, I was told, yes, this is all correct, no errors made. Terms apply. This completes our review of this account, if there are any additional accounts you would like reviewed for Servicemembers Civil Relief Act benefits, please call us at 1-800-253-1720. This information may be different than what you see when you visit a financial institution, service provider or specific products site. All we did was call and although we had to elevate to a supervisor, they immediately knew what we were asking for and after giving info on entry date and end of service date and other basic info they said they would start the process , to include previous held and cancelled AMEX cards during active duty. Im in the process of waiting for their official answer, but the first lady (level III escalation) simply told me they verify service via SCRA, but that AMEXs policy of waiving fees and reimbursing past fees was restricted info and handled on case-by-case basis. I think I know the answer but I just want clarification. Following. - Google Chrome: https://www.google.com/chrome, - Firefox: https://www.mozilla.org/en-US/firefox/new.